SIP Investment Calculator

Plan your mutual fund investments with our advanced SIP calculator that accounts for annual investment increments.

Understanding SIP Investments

A Systematic Investment Plan (SIP) is an investment method offered by mutual funds where you invest a fixed amount regularly (monthly/quarterly) rather than making a lump-sum investment.

Key Benefits of SIP:

  • Rupee Cost Averaging: Buy more units when prices are low and fewer when prices are high
  • Power of Compounding: Earn returns on your returns over long periods
  • Disciplined Investing: Automates regular investing regardless of market conditions
  • Flexibility: Can start with small amounts (as low as ₹500 per month)

This calculator helps you project potential returns considering annual increases in your investment amount, which is especially useful for salaried individuals who can increase their SIP contributions with salary hikes.

Note: Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Consider consulting with a financial advisor before making investment decisions.